Some typical clients may include:

• ex-bankrupts
• debt consolidations due to financial difficulty
• contract or seasonal employment
• gifted deposits or no deposit
• self employed people without tax returns
• self employed people who have only been operating a short time

If the bank says NO, why can we say YES?

Banks assess loan applications by running the customer's application through a checklist. If all the boxes are ticked, then maybe the customer will get the loan. We do things differently.

We look at the customer first, and understand their situation. Then we try to match them to a product from within the available range that satisfies their situation, and solves their problem.